Department for Youth, Taipei City Government(青年局英文網)

(1) For a master's degree or professional certification, the loan term is up to 10 years (including a 3-year grace period). Principal repayments start in the 4th year.
(2) For a doctoral degree, the loan term is up to 16 years (including a 5-year grace period). Principal repayments start in the 6th year, with interest subsidies for 10 years. From the 11th year, both principal and interest must be repaid monthly.
(3) The grace period refers to the period during which only interest is paid, not the principal, calculated from the first disbursement date.